As the year winds down, it’s easy to let things like dental care slip off your radar. However, if you have dental insurance, now is the perfect time to maximize your benefits before they expire. Dr. Nathan Robison and his team at West Dental Implants & Prosthetics, a trusted Durango dentist, can help you maximize your plan while ensuring your dental health remains in top shape. Using your benefits before the year ends can save you money and keep your smile healthy.
Why Use Your Dental Insurance Benefits Before Year-End?
Many dental insurance policies operate on a “use-it-or-lose-it” basis, meaning unused benefits do not roll over into the following year. Dental insurance plans typically set an annual maximum, the highest dollar amount the insurer will pay in a given year for your treatments. If you haven’t reached your yearly maximum, now is the time to take advantage of it.
For most people, annual dental benefits include a set dollar amount covering preventive, basic, and sometimes primary dental services. But if these benefits are not utilized by December 31, they’re gone.
Top Reasons to Schedule Your Dental Visit Now
Preventive Care is Often Fully Covered
Most dental plans cover preventive services like exams and X-rays at 100%, with no out-of-pocket costs. By scheduling an exam now, you can take care of your oral health and use those often fully covered benefits.
Save on More Extensive Treatments
If you have needed restorative work like fillings, crowns, or dental implant restorations, your dentist in Durango can help you plan these treatments before year-end. By completing the necessary procedures now, you can make the most of your insurance contributions and save significantly.
Avoid the New Year Rush
Many people realize they still have unused benefits in December, leading to a rush to schedule appointments. Booking early with Dr. Robison at West Dental Implants & Prosthetics can help you avoid this crunch and get the care you need on time.
How Your Durango Dentist Can Help You Maximize Your Benefits
As a leading Durango dentist, Dr. Nathan Robison provides high-quality care while helping patients get the most out of their insurance plans. Here’s how West Dental Implants & Prosthetics makes it easy to maximize your benefits:
- Comprehensive Services in One Place: Our office offers a range of dental services, allowing you to address various dental needs within the same office and use your benefits effectively.
- Personalized Treatment Plans: Dr. Robison can work with you to prioritize your treatment needs, ensuring the most urgent procedures are covered by your insurance benefits this year while planning for future needs if necessary.
- Insurance-Friendly Office: Our team is skilled in working with dental insurance, and we’re happy to assist with navigating your plan and helping you understand your coverage.
How to Maximize Your Benefits for Optimal Dental Health
Your dental benefits are there to reduce the cost of dental care and keep your teeth and gums healthy year-round. Here’s how you can make the most of them:
Schedule a Year-End Exam
Regular exams are crucial for maintaining oral health, and they’re often fully covered by insurance. Taking advantage of this coverage at your local dentist in Durango helps prevent more costly procedures in the future.
Address Any Existing Dental Issues
If you’ve been putting off treatments like crowns and Implants, now is the perfect time to get these done. Using your benefits this year can help you avoid paying out-of-pocket later if you exceed next year’s annual maximum.
Consider Long-Term Treatments with Phased Coverage
Specific treatments, like dental implant restorations, may require multiple appointments. Dr. Robison can help you strategize so portions of your treatment have coverage in the current year and others in the next, optimizing your benefits across two plan years.
Take Advantage of Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
If you have an HSA or FSA, these funds are typically “use it or lose it” by the end of the year. Dental treatments are eligible expenses under most HSAs and FSAs. Now is a great time to consider how these funds could complement your insurance benefits for treatments at your Durango dentist.
Why Preventive Care is Key to Long-Term Savings
Preventive care ensures you’re using your insurance benefits fully and keeps your oral health in top shape. Many serious dental issues are preventable with regular exams and X-rays, keeping them from escalating into more painful and expensive problems. By staying current with preventive care at West Dental Implants & Prosthetics in Durango, you’re investing in your long-term health and avoiding larger, unexpected costs down the road.
Book Your Appointment Today With Our Durango Dentist!
Now is the ideal time to contact West Dental Implants & Prosthetics and schedule your year-end dental visit. Dr. Nathan Robison and his team are ready to help you maximize your benefits while providing exceptional care. Don’t let your insurance benefits go to waste — contact our office today to reserve your spot before the year ends. Your teeth (and wallet) will thank you!